Successful Credit Repair

About Us

Who am I ?

I am a Credit Coach & Financial Coach with a dedicated team of credit repair specialists with years of experience helping clients achieve financial freedom.

MISSION

At Successful Credit Repair we understand that life can be unpredictable, and fiancial challenges can arise. Our mission is to help you navigate these challenges by providing professional credit repair services that are personalized to your unique situation. With a focus on transparency and results, we are committed to helping you take control of your financial future.

What Is Credit Repair ?

Credit repair is a legal way to delete inaccurate, incomplete

and outdated negative credit history by disputing

items on your credit. Successful credit repair helps you improve your credit score by identifying errors on your credit report.

Once we identify these items, we will create a plan to dispute errors and negotiate with the creditors to remove the negative entries.

In addition we also offer credit coaching, financial coaching and credit monitoring services giving you 24/7 acess so you always know what we're working on and with this reduce identity theft and keep your information safe.

Our Process Includes:

Credit Report Analysis - We conduct a thorouh review of your credit report to identify inaccuracies, outdated information and potential areas for improvement.
Dispute Resolution - Our team will handle all disputes with credit bureaus and creditors, utilizing proven strategies to challenge negative items on your report.
Credit Coaching - I create a personalized action plan to boost your credit score, focusing on sustainable practices that lead to long-term success.
Financial Coaching - We provide ongoing education and resources to help you understand your credit, manage your finances and maintain a healthy credit profile.

What Is Credit Coaching ?

Credit Coaching is designed to help individuals improve their credit management skills and achieve financial stability. I want to make sure my clients understand what credit is, how it works and all the strategies to optimize their credit. As a coach I provide my clients with personalized coaching sessions that cover topics such as budgeting, credit scores, debt management and fiancial advice.

Items We Can Help You Remove From Your Credit Report

The following

Inaccurate Information

Personal Details: Errors in your name, address, social security number
Incorrect Account Details: Wrong account numbers, balances or statuses (reported as delinquent when paid).

2. Late Payments: That are inaccurate, if you have been reported as late on payments that

were made on time or within the grace period. Old late payments eleigible for removal.

3. Charge-Offs: If a creditor has charged off your account incorrectly.

4. Collections Accounts:

Paid Collections: Many people think that if they pay a collection it will automatically be removed from your report, if you don't do anything it will stay on your report for 7 yrs.
Inaccurate Collection Accounts: We can help remove collections that do not belong to you is reported inaccurately.

5. Bankruptcies: If your bankruptcy was reported incorrectly or is older that the reporting limit.

6. Foreclosures

Errors in Foreclosure Resporting: We challenge inaccuracies related to foreclosure records, especially if they do not accurately reflect your situation.

7. Judgments

Old or Inaccurate Judgments: If you have judgments on your report that are inaccurate or have exceeded the reporting time limit.

8. Duplicate Accounts

Repeated Entries: Multiple listings of the same account can negatively impact your score.

9. Unverified Accounts

Accounts Lacking Verification: If creditors are unable to verify an account within a specific time frame, it must be removed and we will do all that fun work for you.

10. Credit Inquiries

Unauthorized Hard Inquiries: Inquiries can impact your credit score by 3 to 10 points and many times our clients are upset to find out companies run their credits without their permission.

Learn More

We use ethical and legal methods to ensure your rights are protected and to maximize your chances of success.

Conatct Us Today For A Free Consultation

Take the first step towards a Successful Future!

Find out more

Contact Me

Successful Credit Repair - Credit Coach

Send me a message, and tell me more about your financial goals and needs. I will get back to you soon to schedule a consultation !

Successful Credit Repair

Contact Information

Call Us - (951) 455-1039 Email - crsuccessful@gmail.com

Hours

Monday - Friday: 9am - 5pm

Saturday: By appointment

Sunday: Closed

Frequently Asked Questions

Please contact us if you cannot find an answer to your question.

How much is a consultation?

At Successful Credit Repair your consultation is FREE call us TODAY to schedule your free consultation for a credit analysis and talk about your credit score goals and how we can help !

When do I start looking for a credit repair specialist?

If you were not approved to rent a home/apartment, if you went car shopping and were unable to finance, if you were denied credit at a store or bank, if you did not qualify for a home loan or if you are getting ready to buy a home and know your credit could hold you back. If you are aware of inaccuracies on your credit report and don't have time to deal with the whole process.

How to know if you need credit repiar by looking at my credit report ?

Not everyone needs Credit Repair, many times my clients just need personalized credit coaching to improve their credit but here are some signs that could indicate you might need credit repair: Low credit score, debt collections, late payments, bankruptcy, vehicle repossesion, forclosure, evictions or any negative items on your credit report that are preventing you from having a great credit.

How long does credit repair take?

The truth is that there’s no definitive time frame for how long it can take. The credit-building journey is different for each person, Several factors can influence how long an individual’s credit repair process takes. Many clients see improvements within the first 30 days and are enrolled for about 3 - 6 months. Call us today to talk about your personal credit needs and goals.

Will I see results ?

We focus on proven methods and personalized strategies that help our clients experience significant improvements in their credit scores.

DIY vs. Successful credit repair

The main difference is that we have the time to carefully comb through your credit report for inaccuracies and communicate with the credit bureaus.

Additionally, you only get the opportunity to dispute a negative item once and we know how to provide the bureaus with precisely what they need, which increases the chances of a dispute being reviewed. So long story short enjoy your time and let us do the hard work for you.