About Us
Who am I ?
I am a Credit Coach & Financial Coach with a dedicated team of credit repair specialists with years of experience helping clients achieve financial freedom.
MISSION
At Successful Credit Repair we understand that life can be unpredictable, and fiancial challenges can arise. Our mission is to help you navigate these challenges by providing professional credit repair services that are personalized to your unique situation. With a focus on transparency and results, we are committed to helping you take control of your financial future.
What Is Credit Repair ?
Credit repair is a legal way to delete inaccurate, incomplete
and outdated negative credit history by disputing
items on your credit. Successful credit repair helps you improve your credit score by identifying errors on your credit report.
Once we identify these items, we will create a plan to dispute errors and negotiate with the creditors to remove the negative entries.
In addition we also offer credit coaching, financial coaching and credit monitoring services giving you 24/7 acess so you always know what we're working on and with this reduce identity theft and keep your information safe.
Our Process Includes:
- Credit Report Analysis - We conduct a thorouh review of your credit report to identify inaccuracies, outdated information and potential areas for improvement.
- Dispute Resolution - Our team will handle all disputes with credit bureaus and creditors, utilizing proven strategies to challenge negative items on your report.
- Credit Coaching - I create a personalized action plan to boost your credit score, focusing on sustainable practices that lead to long-term success.
- Financial Coaching - We provide ongoing education and resources to help you understand your credit, manage your finances and maintain a healthy credit profile.
What Is Credit Coaching ?
Credit Coaching is designed to help individuals improve their credit management skills and achieve financial stability. I want to make sure my clients understand what credit is, how it works and all the strategies to optimize their credit. As a coach I provide my clients with personalized coaching sessions that cover topics such as budgeting, credit scores, debt management and fiancial advice.
Items We Can Help You Remove From Your Credit Report
The following
- Inaccurate Information
- Personal Details: Errors in your name, address, social security number
- Incorrect Account Details: Wrong account numbers, balances or statuses (reported as delinquent when paid).
2. Late Payments: That are inaccurate, if you have been reported as late on payments that
were made on time or within the grace period. Old late payments eleigible for removal.
3. Charge-Offs: If a creditor has charged off your account incorrectly.
4. Collections Accounts:
- Paid Collections: Many people think that if they pay a collection it will automatically be removed from your report, if you don't do anything it will stay on your report for 7 yrs.
- Inaccurate Collection Accounts: We can help remove collections that do not belong to you is reported inaccurately.
5. Bankruptcies: If your bankruptcy was reported incorrectly or is older that the reporting limit.
6. Foreclosures
- Errors in Foreclosure Resporting: We challenge inaccuracies related to foreclosure records, especially if they do not accurately reflect your situation.
7. Judgments
- Old or Inaccurate Judgments: If you have judgments on your report that are inaccurate or have exceeded the reporting time limit.
8. Duplicate Accounts
- Repeated Entries: Multiple listings of the same account can negatively impact your score.
9. Unverified Accounts
- Accounts Lacking Verification: If creditors are unable to verify an account within a specific time frame, it must be removed and we will do all that fun work for you.
10. Credit Inquiries
- Unauthorized Hard Inquiries: Inquiries can impact your credit score by 3 to 10 points and many times our clients are upset to find out companies run their credits without their permission.
Learn More
We use ethical and legal methods to ensure your rights are protected and to maximize your chances of success.
Conatct Us Today For A Free Consultation
Take the first step towards a Successful Future!
Contact Me
Successful Credit Repair - Credit Coach
Send me a message, and tell me more about your financial goals and needs. I will get back to you soon to schedule a consultation !
Successful Credit Repair
Contact Information
Call Us - (951) 902-0338 Email - crsuccessful@gmail.com
Hours
Monday - Friday: 9am - 5pm
Saturday: By appointment
Sunday: Closed
